Cavendish Community Ratepayers Association Inc. (CCRAI)

The Cavendish Community RatePayers Association Inc., (CCRAI) is a community based organization, dedicated to working with all associations, residents, businesses, local municipalities, and all levels of government both federal and provincial to find solutions to issues that are common among property owners in our area. Our goal is to preserve what is best in our beautiful lake areas now as well as carefully planning for the future and what it may hold. Paramount to this is protecting the personal and family investments that we all have in our properties and ensuring that they will be protected for generations to come.

We monitor all township council meetings as well as new announcements and information from many Provincial and Federal Ministries through our board members and through the associations that we are members of. We do this throughout the year so that we can ensure that our member’s interests are properly represented.

We provide regular meetings throughout the year at the Cavendish Community Centre on County Road 507. We bring in a variety of interesting speakers and presenters from township council, provincial and federal ministries, and a host of other organizations. They have provided updates and information on local township initiatives, boating safety, water levels and water management, Kawartha Highlands Signature Site Park, waterfront tax reform, land tenure and land rights, and a host of other topics. These meetings are also a good forum for our elected officials to hear from our members and residents in the area about their concerns. Please plan to attend our meetings this year which are listed below.

We communicate information to our members through our yearly newsletter, in the 507 Express at our public meetings and on this website page.

The mandate of the CCRAI is:

  • To promote and encourage Ratepayers to participate in Community matters.
  • To discuss, find solutions and make recommendations on any matter that affects the quality of living of Ratepayers and ensure the result will be beneficial to the Community.
  • To co-operate and work closely with other associations in the Municipality of Trent Lakes to protect the environment and the environmental quality of our land and lakes, and on any other issues that may affect the Municipality.
  • To promote and encourage tourism and commercial ventures in our Community in an acceptable and controlled manner.
  • To provide a channel for communications with the Municipality of Trent Lakes and all other levels of government, organizations and agencies.

The majority of our members are land owners in the former Cavendish and Harvey Townships served by County Road 507 and we welcome any land owners in the Municipality of Trent Lakes.

The CCRAI needs your support in order to continue to perform the work we do for our members and our community. Please support our association by downloading the CCRAI Membership Application form, filling it out and sending it in along with your membership fee. Your membership in the CCRAI will be a great investment today and will provide returns for you and your family for generations to come.

Gary Jarosz CCRAI President, Telephone: 905-472-6816
Email Address:

WATER LEVEL link from Parks  Canada

Mississagua Dam
Update FEB 2016

CCRAI 2016 Spring Newsletter
Unfortunately due to increased printing and postage costs the CCRAI Spring Newsletter will only be mailed to members in good standing


2016 Information and Events: Be there ! Be heard ! Be informed !
Meetings held at Cavendish Community Centre – County Road 507

* Public Meeting Saturday June 25, 10am -12noon

Lois O’Neill-Jackson – Chief Administrative Officer
Municipal Budget Review & Plan

Ted Spence, Chair – Coalition for Equitable Waterflow
Update on water levels and water management

Paul Smith – Park Superintendent
Kawartha Highlands Signature Site Park
Update on Park Management Plan and Operations

Darryl Whitehead – External Relations Manager, Parks Canada
Update on Mississagua Dam Replacement Project

* CCRAI & Federation of Ontario Cottagers Association (FOCA) jointly presented on: Saturday July 9, 2016 – 10am -12 noon
“The Cottage Succession and Estate Planning Seminar –
Keeping the “Family” in the Family Cottage” by Peter Lillico
This is the second in the series entitled: “Cottage Sharing Agreements”
For more info see “Read More” below

* AGM & Public Meeting Saturday August 20, 10am – 12noon
Annual General Meeting
Yearly Report, Financials, Elect Board Directors

Barb Elliott – Professor, School of Environmental and Natural Resource Sciences at Fleming College
Presentation on the importance of Naturalizing Shorelines as seen in her Ribbon of Life and Beginners Guide to Shoreline Stewardship as part of the Lake Protectors Series.

Erica Barkley – Acting Park Biologist
Kawartha Highlands Signature Site Park
Presentation on Recreational Carrying Capacity Analysis
Read More Info:

According to an Ipsos-Reid poll released May 15, 2002:

· 97 per cent of the cottages in this country are shared with other family members
· 81% say they intend to bequeath the cottage to other family members
· 22% believe it is likely to cause a rift in the family
· 11 per cent of those families admitted that it had already caused “a family rift.”

In the Ipsos-Reid poll, eight out of 10 cottage owners said they planned to pass it on to other family members. And one out of five agreed that this was going to cause problems. Globe & Mail May 18, 2002
It’s not lack of interest on behalf of the children, capital gains tax or other financial pressures that result in most family cottages going up for sale, it’s a consequence of friction within the family that arises from the stress of sharing ownership and usage. These issues are predictable, even inevitable. The single most important step a parent can take to ensure their family cottage stays within their own family is to ensure that a Cottage Sharing Agreement is developed during their lifetimes with the children as part of the overall cottage succession plan.

On July 9, 2016 Peter Lillico, an estate planning lawyer with extensive expertise in cottage succession planning, will provide a seminar “Avoiding Adversity”.  This provides a thorough overview of why a Cottage Sharing Agreement is so important; what issues it should address, what provisions it should contain, and how best to ensure this crucial protection is in place to keep your family in its family cottage.